Florida HOA & Condo Association Laws
Florida is the most heavily regulated association market in the country. Post-Surfside legislation (SB 4-D, SB 154, HB 1021) imposed milestone structural inspections and mandatory Structural Integrity Reserve Studies (SIRS) on condos three stories and taller, ended reserve waivers for structural items, and added officer accountability rules enforced by the DBPR.
Which statutes apply in Florida?
- Condominiums
- Florida Condominium Act (Fla. Stat. ch. 718)
- HOAs / planned communities
- Florida Homeowners’ Association Act (Fla. Stat. ch. 720)
Key compliance rules for Florida boards and managers
- Milestone structural inspections at 30 years (25 in some coastal areas), then every 10 years
- SIRS reserve study every 10 years; structural reserves can no longer be waived
- DBPR Division of Condominiums regulates condos; arbitration program for disputes
- HB 1021 (2024) added criminal penalties for certain officer misconduct and records violations
- Ch. 720 HOAs: recorded amendments, statutory meeting notices, and fining committees required
Resale and disclosure requirements
Condo resales require the Q&A sheet, financials, governing documents, and — for 3+ story buildings — milestone inspection and SIRS summaries (Fla. Stat. § 718.503); HOA resales require a disclosure summary under § 720.401.
Running associations in Florida?
Portier369 handles the operational side of Florida compliance — official records, owner and board notices, reserve and budget tracking, violation due process, and document packages — in one platform built for community association managers.
Frequently asked questions
What law governs condo associations in Florida?
Condominiums in Florida are governed by the Florida Condominium Act (Fla. Stat. ch. 718). Homeowners associations and planned communities fall under the Florida Homeowners’ Association Act (Fla. Stat. ch. 720).
Are resale disclosures required in Florida?
Condo resales require the Q&A sheet, financials, governing documents, and — for 3+ story buildings — milestone inspection and SIRS summaries (Fla. Stat. § 718.503); HOA resales require a disclosure summary under § 720.401.
What software helps Florida associations stay compliant?
Association management software like Portier369 supports the operational side of Florida compliance: maintaining official records, distributing meeting notices, tracking reserves and budgets, running violation due process with notices and hearings, and assembling resale document packages.
Nearby state guides
This guide is an educational summary, not legal advice. Statutes are amended regularly — confirm current law with an attorney licensed in Florida before acting.